Contact

Start with the awkward question.

Whether you qualify. What you can actually afford. Whether this is even the right year to buy. Those are the questions worth asking first, and they cost nothing to ask.

Contact

Ask us the awkward question first.

Whether you qualify, what you can actually afford, whether now is even the right year. We would rather answer that today than sell you something you regret.

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Before you write

You might find your answer here.

No. Almost nobody puts down 20%.

Conventional loans go down to 3% for qualified first-time buyers, FHA sits at 3.5%, and VA and USDA loans can require nothing down at all. On top of that, the City of Houston offers up to $50,000 in forgivable assistance and the state programs add up to 5% of your loan. The 20% figure is a leftover from a different era that keeps renters renting.

Most assistance programs start around 620.

Roughly 1.60% to 2.20% of the home's value per year.

Only if the home sits in a FEMA Special Flood Hazard Area — but check every address anyway.

Sometimes — but never without comparing.

We put it in writing before you tour anything.

BUSTOS PROPERTIES GROUP

The team behind tomorrow's homeowners.

4265 San Felipe St, Suite 800 Houston, TX 77027

(832) 542-4037

Keller Williams Realty Metropolitan · Each office is independently owned and operated · TREC License #0624330

All information deemed reliable but not guaranteed. Listings are subject to errors, omissions, changes in price, prior sale and withdrawal without notice. This is not an offer of credit or a commitment to lend. Equal Housing Opportunity.

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